Why I quit my job to be a freelancer


I can’t tell you how excited I am to write this post. If you’re dreaming about dropping out of the hamster-cage-daily-grind, I’ve written this article for you.

On a cold, September morning, I slinked into the office. I’d been doing this, at 9 am, every day, for five years. On this day, I looked around at my other peers. I didn’t relate to any of them. I knew I was different. Most worked furiously on their laptops, stimulated. Others were lifeless & dreaming of a different life. Deep down, I realised I was in the wrong place.

There are gazillions of articles out there telling you how to earn money without holding down a so-called “real job”. From an ex-permanent employee, I want to give you an honest guide to freelancing without the bull. I’ll go through the emotional truth including dealing with doubt, lack of motivation and the implications on your social life.

Bare in mind that I wholeheartedly endorse this life decision. It’s been a dream so far, and I would encourage any potential entrepreneur who has the passion, capacity and capability to do it.

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Should you take the leap?

Honest question. Do you love what you do? Do you wake up in the morning, invigorated or do you wake up with fear & terror?

If it’s the latter, then I have a quote for you, “there’s no reason to do sh*t you hate. None.”

Freelancing isn’t for everyone. You need to be smart, have great work ethic & real passion. You need the motivation & emotional drive to push you to achieve your dreams.

Security

Okay, so I would love to tell you to pack up your stuff, tell your boss that you’re off, throw your papers in the air, fist-pump your colleagues and quit today. I highly recommend that you save a significant amount of money before you do. Every business needs capital. You need backup funds to pay for periods of the unknown. Sell everything you have. I’m deadly serious. My friends make fun of me because I eBay everything but excess possessions are counterproductive in a risky  lifestyle. There are a million handbags in the world; life-changing experiences happen once. Make a cuppa, sit down & write down the costs of your outgoings and how much you’ll need to make each month.

One of the major disadvantages of not working for an organisation is not having any company benefits – eek! I miss my discounts so much but let’s talk about the important stuff. As you will no longer have health and life insurance (which we take for granted, but it’s worth a lot), I would suggest setting up your own. Vitality is a good one because it rewards you with discounts for being healthy and you get subsided gym membership with Virgin Active. Otherwise, there’s Aviva which is pricier, but the critical illness cover is comprehensive because it protects you & your family. Otherwise, you’re covered with LV, and it’s a great value.

Tax & Pensions

You’ll need to register as self-employed with HMRC. Once registered, you’ll receive your unique tax payers reference number. HMRC will nudge you to submit your tax return each year. You can file it yourself or hire an accountant. It’s my first one this year, and I’m hoping that I won’t find it too taxing (hehe, get it?). Keep all of your invoices, remittances & receipts as you can offset and expense any payments like travel & website costs from your earnings.

Transfer your company pension into a self-employed pension. Otherwise, if you withdraw it, you will lose the value that the government put in. My pension is currently with NEST, as I am my boss, I top up and pay myself. When I top up my pension, the government tops it up too!

Where to find freelance work?

Depending on the field that you want to enter, the most successful freelancers are represented by an agency. You have dedicated agents finding work for you on a regular basis.

Alternatively, freelance recruitment agencies can find contracts for you. Contractors can earn a minimum of £250 – 1k a day. If you set up a limited company, you can pay less tax (I think it’s 12.5% but do not quote me on this) on earnings.

Otherwise, you’ll need to build up your client base directly. The best sites for freelancers are PeoplePerHour, Upwork & Fiverr. Every highest earner from those sites has a story on Forbes. Read and be inspired by their stories.

Doing all three at the same time is possible.

Doubt, motivation & social life

To be a successful entrepreneur, you need to have the confidence to take risks. The old saying goes, “If you don’t ask, you do not receive”. Your most powerful asset will be fear. It will present you with the commitment that you need to succeed. My post on improving your confidence is here.

You already have the motivation to wake up and go to work every day. With freelancing, there is no safety blanket. If you don’t work, you don’t earn. The harder I work, the more I profit, instantly. That’s the beauty of it.

The disadvantage is working crazy, unsociable hours. Your friends will want to meet up weekday evenings and weekends, lols, that never works on a freelance schedule. Freelancers don’t get paid leave. I can’t plan holidays anymore because a job could come up the day before. This will annoy some of the people in your life. You will become flakey AF.

Closing remarks

I quit my secure, permanent job late last year. I want to reassure you that it’s okay to want change. Initially, I was angry. I desperately wanted to fall head over heels in love with the corporate life. As a kid, all I ever wanted to be was a ‘business lady’ at a big company.

Don’t get me wrong; I’ve loved some of the permanent jobs I’ve had. I’ve learnt so much from each role. Who knows? Maybe I’ll change my mind about freelancing. At this present time, it’s one of the best decisions I’ve ever made.

I’ll love to hear your experiences and whether you’re looking to take the plunge. Either option, I’ll be with you all the way.

And if you’re a freelancer, my butterfly, what does it feel like to be free?

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Location: Holland Park, London

Photographer: Brendan Donnelly (Insta here)

Blouse | Top | Skirt | BraShoes | Bracelet | Nars Foundation in Ceylan | Nars Concealer in Ginger | Urban Decay 3 | Loreal Liquid EyelinerLancome Mascara |

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How to grow your confidence

As a teen, I wasn’t confident. Bullied during my school years, I always knew I was different. I was weird (I still am) and I had a drive that no one else had. People would ask me questions, and I would be too shy to answer them. I was an easy target.

Today, I’m confident, the happiest I’ve ever been, and I don’t apologise for it. Why should I? A journey with insecurities and low self-esteem is extremely hard to overcome. I believe that confidence is something we should celebrate.

The other day, a friend asked me how I developed confidence, and as a result, I’m going to share this personal post with you.

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Being who you are inside & out – loving yourself

You need to accept who you are, inside and out. Never try to be someone else or someone you’re not. You will be forever searching for comfort when all along, it’s within (PS I’m fully aware of how cringeworthy I sound, but it’s all true).

Fall in love with the strengths of your personality. Appreciate your: witty, smart, graceful, happy, motivated, assertive, organised and/or caring self. Dance, sing, speak: do the things that make you feel confident. It’s about being aware of makes you feel insecure and what makes you feel confident. I’ve been in situations where I could feel my confidence deteriorate, so I got up and removed myself. Surround yourself with people who ignite your positive attributes.

Fall in love with the flaws of your physical body. Accept it for what it is. If you’re unhappy with your body, do not whinge or compare yourself to someone else. Fall in love with your body. When someone tells you how beautiful you are, believe them.

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Risks

I see so much potential in my some of my friends that they cannot recognise in themselves because they lack the self-esteem to go and get what they want. Hate to break it to you folks; nothing will ever come to you on a white horse. Smart people do things directly or indirectly to get what they want:

Here are some examples:

Friend A wants to land their dream job, but they don’t think they’re good enough to apply. As Richard Branson said: “If somebody offers you an amazing opportunity, but you are not sure if you can do it, say yes – then learn how to do it later”. I hesitated for a long time not to quit my secure job to go freelance, simply because I didn’t believe that I could do it. Since then, I’ve had incredible opportunities that I wouldn’t have known if I didn’t take the leap. Weigh the risks, and be aware of what your gut is telling you.

Friend B wants to fall in love, have amazing sex and relationship. They lack the confidence to leave the miserable one they’re currently in, or if single, they don’t think they’re good enough to communicate with that potential partner who could turn out to be ‘the one’. You get one shot at this life. As the saying goes, you don’t ask; you don’t get.

Friend C wants to have a fit, athletic body to feel comfortable in, but they’re self-conscious and is scared of people staring at them in the gym. It’s a catch 22. I’ll be honest; no one gives a flying f*ck about what you look like because they’re thinking about themselves. That’s the truth. Do what you want to do without the need to seek approval from others.

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Learning to stop giving a f*ck about other people think

Aslong as it’s not a situation where your friend is trying to get you out of danger with their advice, then do not give a flying what people think. If people don’t like it, they can back off. You’re in your situation, not them. You do what you want because it’s what you wanted to do, at the time.

I’ve elaborated on this in my goals post but here’s a refresher.

  • Those who are confident in business are successful because they’re content with failure
  • Those who are trusting in their social lives are sure because they’re comfortable with rejection
  • Those who are self-sufficient in their relationships are trusting because they’re healthy enough to bear the risk of getting hurt

Be comfortable with the bad, to reap the good.

People who attack your self-esteem and confidence are well aware of your potential, even if you’re not. Once you’ve developed confidence, you will notice that you eat, sleep, and feel better.

I hope this post has inspired you to be more confident. Believe in yourself, believe that you can go for what you want and that you deserve it.

Location: Holland Park, London

Photographer: Brendan Donnelly (Insta here)

Burberry Coat | Black Blouse | Leather ShortsQuay Sunglasses | Nars Foundation in Ceylan | Nars Concealer in Ginger | Urban Decay 3 | Loreal Liquid EyelinerLancome Mascara | Red Lipstick |

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Life lately…

It’s nearly August.

Can you believe it? Life has flown by like a tidal wave lately.

So, I relaunched this blog back in October 2014, which was just before I set sail on my adventures (you can read about that here). I started a blog as a destination where I could log my experiences, create a scrapbook and to look back on my life.

I told myself that I would update my blog regularly.

Did this happen?

In short, the answer is no.

I’m going to have a heart to heart with you, and I’m going be honest. I love blogging — I do. I love creating content, and I enjoy the journey that goes into a blog. The truth is, I work full-time and even though I have a creative idea every day, I haven’t found a chance to put my dream content into reality. When I’m not where I want to be, I’ll stop at nothing.

I’ve always thought that if you love something, you will naturally put your efforts into it. You can achieve anything you want, with hard graft. It turns out that my priorities have had to be reallocated elsewhere. And I hate being behind.

So I wanted to update you guys and keep you in the loop. The good news is that I do have a plan of action, and hopefully, I will be to where I want to be with this blog.

By the way, if you can’t stop staring at my shoes, they’re from the lovely team at Kurt Geiger Beautifully cut black leather, they make me feel like the Black Swan. Every lady needs a pair of tie-ups; they secure your footsies for that after dark event.

If you’re a blogger, I would love to hear your experiences and frustrations. Please do leave me a comment down below and let me know! In the meantime, you can follow my adventures here.

 Location: Mayfair, London

Kurt Geiger Shoes

 MAC Prep and Prime | Nars Foundation | NARS Blush | Urban Decay PaletteClinique Mascara | M.A.C Liquid Liner | The Balm Lipstick |

Credits:

 Photographer: Toya Berry

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Guerlain La Petite Robe Noir

You know what? I love a good slick of lipstick and killer swipes of nail polish (insert nail emoji).

The lovely team at Debenhams has introduced me to Guerlain, and I’m addicted.

There’s a new range of lippies and pollies in town: Guerlain La Petite Robe Noire. The lipsticks are light-weight, comfortable, luminous, buildable and delicious. The nail polishes are highly pigmented, ultra-shiny and scented.

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Inspired by signature La Petite Robe Noire fragrance, the delicately flavoured lipstick formula has a surprising taste on your lips. It’s designed to reveal the lips’ natural radiance to keep lips conditioned and kissably soft.

I’m wearing the shade Pink Tie. Over bare lips; this one adds a moisturised and hydrated look while adding a buildable pink tone.

The great thing about these bad boys is that they aren’t sticky or uncomfortable which is ideal for windy days. I topped up throughout the day for a sheer balm finish. The packaging is gorgeous; pop off the heart-shaped handle and twist the bottom to lift. If you wear Dior Addict or Yves Saint Laurent Volupté Sheer, then you’ll love these. The full range of shades suits everyone and should be a ‘go-to’ for a hydrating summer lipstick.
I’m also wearing Guerlain La Petite Robe Noire deliciously shiny nail colour in shade Black Perfecto. There’re two reasons why I’m in love with these polishes, 1. I love the flat brush, all nail varnishes should have one. 2. You end up smelling your hands throughout the day from the floral fruity scent. If you were a kid who had those smelly gel pens, then these will become only the nail polish you’ll ever buy.

Have you tried these yet? Let me know what you think of the scent.

Location: Richmond Park, London
Photographer: Hattie Day at Wild Young Minds (FB here)

Guerlain La Petite Robe Noire Range | La Petite Robe Noire Fragrance | Guerain La Petite Noire Lipstick | Guerlain La Petite Robe Noire Nail Range | Guerlain La Petite Robe Noire in Black Perfecto

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Black Friday

It’s Black Friday!

And I know exactly what you want.

In celebration of Black Friday and to make this blog post a little bit more stylish, I’m wearing all black errthang!

Stay exactly where you are my friend, avoid the scuffles and shop online like a pro. Where else can you shop naked?

Bloggers tend to get all of the cyber codes before everyone else.

I’ve been working hard to collate the very best for you.

Amazon & eBay cheekily teased us with their Black Friday deals week and now they’ve gone all the way with up to 50% off. Perfect for Christmas presents or to snap up that camera that you’ve been itching to buy.

 

The Currys & PC World Black Tag event has some great TV & PC deals for the gadget obcessed. Unsurprisingly, the Samsung TV’s are going fast. Argos launched their Black Friday at 1am last night — click here to scoop it up.

 

John Lewis are offering to ‘price match’ against electricals so head here to see if it’s cheaper.

 

Christmas has indeed come early at Selfridges (receive 20% off your Christmas Shopping with code SELFCCE).

ASOS: 20% off everything with code CYBER.

Shop at River Island between 11am – 3pm with the code: BFRIDAY15 for 20% off.

Stock up at The Body Shop with up to 40% off. Code: 14670.

Up to 50% off at the sale you’ve been waiting for at Topshop & Urban Outfitters, NikeNew Look and French Connection today. Update! Use code: Cyber25 at FC for 25% off.

Replenish your beauty cabinet at my favourite make up hubs: Feel Unique & use code LFBLACK at Look Fantastic.

 

 

 

Save up to 25% off at Bloomingdales with code: Turkey and ‘Thanks’ at Macy’s.

There’s up to 50% off at Marks & Sparks, Very.co.uk and at House of Fraser. It’s VAT-free on fragrances at Debenhams.

It’s 15% off sale at Benefit Cosmetics, enter code: BLACK15 & get free express shipping on orders over £50 with EXPRESS15. Soak up the 20% off at Molton Brown, code: MBEVENTUK. It’s code ‘black’ at L’Occitane.

There’s 20% off in the shoe world. Run over to Kurt Geiger, Shoeaholics (code: shoeaholics20) or Office (code: SNOW). I got you an exclusive extra 5% OFF Cyber Weekend Offer at TOMS. Code: TOMSGIFTGUIDE5A. Shout out to Tom, thanks Tom!

Go crazy at Missguided with code: CYBER20 and it’s up to 50% off Boohoo.com.

30% off everything at Boden with code: 3Y7L, up to 50% off at Jaeger and Not On The High Street and 30% off everything at Coggles, code: BLACKFRIDAY. Shopbop and East Dane have the same code: GOBIG15.

Grab your kitchen items at AO.

If you feel like running away from all this Black Friday madness, there’s up to 25% off flights at British Airways.

I’ll be posting and updating this page throughout the cyber weekend.

Let me know what bargains you’ve found in the comments below. I want to see!

Location: Black Friday

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